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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

How Driving Violations Can Affect Auto Insurance Premiums

From the car you drive, to the frequency with which you use it, there are several factors that go into determining how much you pay in auto insurance premiums. Each factor is weighted,, ultimately resulting in a price for typically a 6 or 12 month policy period. A major contributor to premiums is your driving record. The safer you drive, the more likely it is...

Phished! What now? Some steps to recovery

Pop-up screens can be phishing scams.   It could happen to anyone. You’re innocently browsing news headlines, checking the latest sports scores or searching for the perfect pair of shoes when out of nowhere you get a pop-up warning that a virus was detected on your computer and you need to contact Microsoft immediately. Conveniently enough, the pop-up also provides you with the Microsoft support...

The Top 5 Reasons To Promptly Report A Claim

Your insurance policy is merely a promise until you have a claim, but many people hesitate to report a claim to their insurer. Here are five reasons why you should promptly report a claim if you have an incident. There are good reasons to report a claim promptly. TO ASSURE THAT COVERAGE IS NOT AFFECTED  Coverage is contingent on prompt reporting. Your policy defines specified...

46 Million Vehicles On The Nation's Roads With Unfixed Recall

Though 2014 was a stellar year for the automotive industry from a sales perspective - selling the most it has since 2006 - it was anything but that from a standpoint of safety. Tens of millions of vehicles were recalled by automakers due to safety concerns. Now comes word that many of the automobiles currently being driven by the nation's motorists have a recall that...

What is Professional Liability Coverage?

As a business owner, you want everything to go just as it's planned without any problems. But with the nature of life being what it is, mistakes are often made. Some of them can create situations that leaves one or several of your customers harmed as a result of a product, service, or situation where your company is deemed to be responsible. These typically unforeseen...