Year: 2014

Housing Market 2015 To See The Return Of First-Time Home Buyers

With rents rising faster than incomes, many Millennials are expected to start looking to buy homes of their own. What they will find are much more favorable conditions than they have seen in years, including lower down payment mortgages, looser lending standards and a bigger selection of homes to choose from. Here are four housing market trends economists and other industry experts expect to see... Read Article

Savings And Limited Access To Credit Has More People Renting

While there are many reasons to rent rather than buy, a recent poll suggests that individuals are doing the former more frequently because they don't have the funds necessary to purchase their own property. The Federal Reserve Bank of New York recently posed a question to a group of homeowners and renters, asking them to name some of the reasons why they would opt to... Read Article

Keep Your Workers Healthy With a Wellness Program

Employers can help prevent unhealthy employee behaviors, which can lead to an increase in both workers compensation and healthcare costs, through the development of workplace wellness programs. Not only do these wellness programs improve employee morale and increase productivity, but they also reduce the frequency and severity of workers compensation claims, according to PMA Companies. Currently, the U.S. Centers for Disease Control and Prevention reports... Read Article

Near-Collision Risk Doubles When Skies Are Clear

Everyone knows that inclement weather can bring with it an increased risk for being involved in a crash, due to the slippery conditions that ice, snow and heavy rain can cause. However, a new study reveals that sunny days have significant accident potential as well. The chances of being involved in a near-collision double on days in which the skies are clear, video-based driving safety... Read Article

Employers Prepare For New OSHA Reporting Rule

Beginning January 1, 2015, employers will have new requirements for reporting workplace fatalities and serious injuries to the federal government. A new Occupational Safety and Health Administration rule also revises how records are kept and updates the list of employers partially exempt from recordkeeping requirements. Even an employer partially exempt from recordkeeping must still adhere to the new reporting requirements. REPORTING CHANGES Fatalities: Under the... Read Article