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Archives: 2016

What Type Of Commercial Auto Insurance Do You Need?

Posted: December 15, 2016

Business owners make choices every day to protect the interests of their business. Ensuring that they are covered by the right types of commercial insurance is key in protecting the business when the unexpected occurs. If your business regularly uses vehicles for deliveries, passenger pickups, or other work-related operations, then you may be vulnerable to lawsuits or costly repairs if something goes wrong. Choosing the...

Maintaining Productivity And Engagement Through The Holidays

Posted: December 13, 2016

  The holiday season can be a tough one for businesses, especially when it comes to maintaining employee engagement. With plenty of distractions to contend against, leaders and managers need to step it up to maintain productivity and motivate staff throughout the holidays. Here are a few tips from RC4 Insurance Agency, LLC to help you get the job done. Go with the flow Paychex,...

Cyber Risk Insurance: New Coverage For Emerging Risks

Posted: December 7, 2016

Cyber insurance is now available to address many emerging risks. It seems you can’t turn on the news without hearing about a cyber-related crime or incident. Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee. The FBI...

Save Money & Energy By Winterizing Your Home

Posted: December 1, 2016

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may have already begun preparing for winter by purchasing a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs...

Basic Guidelines For Purchasing Flood Insurance

Posted: November 16, 2016

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...