About Us

Rick Cornejo, Insurance AgentRC4 Insurance Agency, LLC joined Corporate Four Insurance Agency, Inc. in 1995. While working for Liberty Mutual Insurance Group Rick Cornejo Agent-President of RC4 Insurance Agency, LLC decided he could better serve customers as an independent agent and small business owner. RC4 Insurance Agency LLC creates exceptional value by providing superior service and offering specialized insurance coverage options with over 50 different insurance carriers. RC4 Insurance Agency LLC provides coverage, service and advice for business and personal insurance clients.

Rick Cornejo has a Bachelor of Science Degree in General Business Management from Ball State University, 24 years agent experience and 22 years experience as a small business owner.  Rick is a former member, marketing committee team member,  board member of the Uptown Art Fair and former board member of the Uptown Association producer of the Uptown Art Fair.

An Independent Advantage

RC4 Insurance Agency, LLC is an Independent Insurance Agency, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. RC4 Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.