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Archives: 2008

Business Insurance And Personal Exposure

If you're running a business from your home, you have no insurance coverage for a business exposure. Personal homeowner, auto or umbrella policies provide no coverage for business liability, professional liability, workers’ compensation, business auto, business equipment, and loss of business income. Some homeowner's policies have a business liability endorsement but this endorsement creates a larger problem. Most small business owners want to keep personal...

Independent Insurance Agent Advantage

Today insurance companies use many different types of distribution channels to reach and sell insurance products to consumers. Distribution channels range from local offices, Internet websites, and 800 numbers. Some insurance companies have even opened direct access for consumers to make changes on policies at anytime through use of the Internet. Technology and automation have increased competition among insurance companies which has kept cost for...

New Blog First Topic Flood Insurance

Today is my first blog entry. I hope customers and prospective new customers find the blog useful for insurance and other information.If you are homeowner and would like to know your risk for flooding you can go to http://www.floodsmart.gov/floodsmart/. The website is a official site of the National Flood Insurance Program. Type in your address and you get a general risk assessment for your property....