Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Choosing The Health Plan That Works Best For You
Posted: July 10, 2020
Choosing The Health Plan That Works Best For YouThere are so many factors to consider when choosing a health insurance plan! How high are the monthly premiums? How large is the deductible? What is the maximum you will have to pay out-of-pocket per year for covered medical expenses? How much is your copay for doctors’ and specialists’ visits? How much of the cost of prescription medications will the plan cover? You need answers... Read Article
Understanding The Major Types Of Life Insurance Plans
Posted: July 7, 2020
Understanding The Major Types Of Life Insurance PlansIf others are depending on you as a breadwinner, it only makes sense to have life insurance to protect your family. But shopping for a policy can be a complicated process. Several different types of life insurance are available, which means you have a variety of options from which to choose. Our experienced agent can help you find a life insurance policy that suits your... Read Article
Is My Small Business Big Enough For Key Person Insurance?
Posted: July 4, 2020
Is My Small Business Big Enough For Key Person Insurance?Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can... Read Article
Does My Auto Insurance Cover My Trailer?
Posted: July 1, 2020
Does My Auto Insurance Cover My Trailer?Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a... Read Article
Will My Health Insurance Cover Cosmetic Procedures?
Posted: June 25, 2020
Will My Health Insurance Cover Cosmetic Procedures?Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and... Read Article