Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents at RC4 Insurance Agency in Edina, Minnesota will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates.... Read Article

Do I Need Product Liability Insurance On Top Of Business Owner’s Insurance?

If your business manufactures, distributes, sells, or repairs products, you may need product liability insurance in addition to your business insurance. In fact, business partners throughout your supply chain may require a certificate of liability insurance as proof of adequate product liability coverage. Why Is Product Liability Coverage So Important? If your business provides products to customers, you need product liability insurance because product liability... Read Article

What Can I Do If My Car Is Stolen?

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you. Check to Make Sure Your Car Has Actually Been Stolen... Read Article

Can Workers’ Comp Cover Injuries Developed Over Many Years?

Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries cause by overuse over a long period of time. Back pain and carpal tunnel syndrome are examples of this type of... Read Article

How to Overcome Your Fear of Failure

A client (who I’ll call “Alex”) asked me to help him prepare to interview for a CEO role with a start-up. It was the first time he had interviewed for the C-level, and when we met, he was visibly agitated. I asked what was wrong, and he explained that he felt “paralyzed” by his fear of failing at the high-stakes meeting. Digging deeper, I discovered... Read Article