Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Rental Property Myths Debunked
Posted: November 29, 2018
Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month’s Rent Although the security deposit may equal a month’s rent, it is not earmarked for that purpose. The last month’s rent... Read Article
Do I Need Flood Insurance?
Posted: November 20, 2018
You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article
How to Keep Rodents from Entering Your Home
Posted: November 14, 2018
With more than 1500 species of rodents cataloged, rodents comprise more than two-thirds of all the mammals on earth. Many of them, such as groundhogs, are true hibernators while others, such as chipmunks, spend time in a semi-dormant state and revive occasionally to feed. The vast majority of rodents, though, do not hibernate. Mice, rats and tree squirrels are three common pests that do not hibernate.... Read Article
Avoiding Accidents in Construction Zones
Posted: October 30, 2018
Construction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions are the most common type of accident in construction zones, as many drivers will slam... Read Article
Are You an Unsafe Driver?
Posted: October 20, 2018
Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article