Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

7 Exclusions to Your Typical Life Insurance Plan

Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent. Every life insurance... Read Article

The Importance of Key Person Insurance for Small to Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of... Read Article

Can Surge Protectors Save Your Electronics?

Electronics are an essential part of modern life. Even if you're a fan of doing things the old-fashioned way, it's fairly hard to get through a day without a computer, phone or other device plugged into an outlet. A bad thunderstorm is all it takes to threaten the functionality of even the most modern of technological innovations. If you want to protect your investment in... Read Article

When To Time Your Life Insurance Purchase

Having a young family is the busiest time of life, and raising little ones tends to tie up a majority of the available time and attention. Young parents may forget to consider that putting a term life insurance policy in place is an important matter. Over the younger years, these policies are at their most affordable rates. Protecting your family with term life insurance can... Read Article

Liability for Accidents Involving Driverless Cars

Automated "self-driving" or "driverless" cars are not fully understood by the average U.S. motorist, as their technology has not yet been fully developed. And the use of automated vehicles already created is limited. If you are new to the concept of “self-driving” or “driverless” cars, you likely have more than a few questions: How much is handled by these vehicles' in-the-moment artificial intelligence? How much... Read Article