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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Is Your Home Ready For The Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

6 Things You Need to Know About Rental Cars and Insurance

RC4 Insurance Agency, LLC Auto Insurance Despite the growing popularity of ride-sharing services such as Uber and Lyft, demand for rental cars continues to increase. Although there are many different situations in which you may need to rent a vehicle, the two most common are as a replacement for your primary vehicle after an accident or a means of transportation when you’re traveling. Understanding how your...

September Is National Preparedness Month

September is a great time of year to ensure your home and family members are safe in the event of a disaster, as it is National Preparedness Month. From reviewing actions plans for common threats - including floods and fires - to properly stocking your home with supplies, there is plenty to do to maximize your protection against loss and danger. Preparing the home First, makes sure...

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

How To Avoid Getting A Flat Tire

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...