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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Why Do Auto Insurance Rates Rise?

Vehicle owners understand that their personal driving record, the type of vehicle they drive and how much they drive influence the cost of auto insurance. Yet rising medical costs, sharply higher vehicle repair costs and soaring jury awards in vehicular liability cases are the principle drivers behind higher auto insurance rates today. In several states, fraud and abuse is pushing up the cost of auto...

Personal Property Inventory

Would you be able to remember all your possessions in the event of catastrophic homeowners loss? Most people would say no. Don't make a terrible loss worse. Start a personal property/home inventory today. If making a personal property/home inventory seems to be daunting and expensive help is here with "Know Your Stuff". Know Your Stuff makes creating and updating your home inventory easy. And with...

Business Insurance And Personal Exposure

If you're running a business from your home, you have no insurance coverage for a business exposure. Personal homeowner, auto or umbrella policies provide no coverage for business liability, professional liability, workers’ compensation, business auto, business equipment, and loss of business income. Some homeowner's policies have a business liability endorsement but this endorsement creates a larger problem. Most small business owners want to keep personal...

Independent Insurance Agent Advantage

Today insurance companies use many different types of distribution channels to reach and sell insurance products to consumers. Distribution channels range from local offices, Internet websites, and 800 numbers. Some insurance companies have even opened direct access for consumers to make changes on policies at anytime through use of the Internet. Technology and automation have increased competition among insurance companies which has kept cost for...

New Blog First Topic Flood Insurance

Today is my first blog entry. I hope customers and prospective new customers find the blog useful for insurance and other information.If you are homeowner and would like to know your risk for flooding you can go to http://www.floodsmart.gov/floodsmart/. The website is a official site of the National Flood Insurance Program. Type in your address and you get a general risk assessment for your property....