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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Cyber Risk Insurance: New Coverage For Emerging Risks

Cyber insurance is now available to address many emerging risks. It seems you can’t turn on the news without hearing about a cyber-related crime or incident. Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by email phishing scams, that locks victims out of their critical data until they pay the criminals a fee. The FBI...

Save Money & Energy By Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may have already begun preparing for winter by purchasing a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs...

Basic Guidelines For Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...

Avoid A Headache When You Can't Avoid What's In The Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer-related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. We recommend that our clients review their auto insurance policy with one of...

Own A Home Office? Here Are Some Handy Tips

More Americans than ever before work from home due to the rising digital era of commerce and business. Last summer, Gallup, a research and polling organization, reported the rate of U.S. telecommuters increased significantly between 2014 and 2015 to reach 37 percent of the workforce. A rapidly growing portion of the workforce works entirely from home whether they are self-employed or part of a company's staff. If you work from home,...