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Archives: 2014

2013 Calm for Natural Catastrophes Overall Not So For Minneasota

Though many climatologists and scientists anticipated that 2013 would be a year chock full of weather-related disasters that would be widespread, that's fortunately not the way things turned out. This is the conclusion of an annual report released by analytics and service provider CoreLogic in its "Natural Hazard Risk Summary and Analysis" report. Thomas Jeffery, senior principal scientist for CoreLogic, noted that from a standpoint of...

Understanding Workers’ Compensation Insurance

Get help from a local agency that will really work for you. We know workers' compensation insurance needs. This type of insurance is one of the largest expenses your business must pay, and there are various insurance markets for your specific industry. You need an agency that will do the legwork to find the policy that will be affordable and best suit your enterprise. We...

The Importance Of Personal Umbrella Insurance

Property that is exempt from paying a judgment or debt in Minnesota is very limited then most know! (For complete details please visit Minnesota Exempt Property and or seek legal advice). Your home value is only exempt up to value of $390,000.  Any amount above the $390,000 amount is fair game to collect.  If you thought you could keep your home in a pending judgment you...

Cyber Security Awareness Month A Success, But Was It Enough?

Concern about hacking attempts and personal identity theft appear to have been major sticking points for many residents and business owners last year, as a record number of people participated in the country's annual National Cyber Security Awareness Month festivities, new statistics show. But with waves of recent news relevant to Target's security breach affecting 70 million customers, and hacking attempts made to Skype and...

Texting And Driving A Growing Concern

At any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, according to a survey from the National Highway Traffic Safety Administration. That number has held steady since 2010. Meanwhile, a University of Michigan Transportation Research Institute study showed that a quarter of teens respond to text messages once or more every time they drive. Twenty...