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Archives: 2013

Deer in the Headlights: Don’t Be Caught Without Comprehensive Auto Insurance

Fall is peak season for deer and auto collisions and that means drivers along the nation’s roadways need to be especially vigilant, according to the Insurance Information Institute (I.I.I.). Deer migration and mating season generally runs from October through December, and causes a dramatic spike in the movement of deer population. As a result, more deer-vehicle collisions occur in this period than at any other time...

7 Factors To Help Nail Down Your Home's Reconstruction Cost

Custom features can add to rebuilding cost.   “I could never sell my house for that!”  How many times have we heard this said or even said it ourselves?  It’s easy to experience sticker shock when we see the value our insurance company wants to place on our home. Calculating replacement cost-or more accurately, reconstruction cost- is often a complicated process, and results can deviate...

Insurance Tips for Back-to-School Time

College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-do” to add to your list (other than writing that tuition check): a review of your insurance coverage. It's important to keep in mind that policy language...

Favorite Vehicles For Thieves

The current boom in the popularity of big pickups is taking place among thieves as well as ordinary buyers. Full-size trucks have the highest insurance claim frequency of any group of vehicles, the insurance industry Highway Loss Data Institute reports. The HLDI claims data cover 2010 through 2012 models. Thieves' favorite: Ford F-250 Super Duty crew-cab with four-wheel drive (4x4). It's a heavy-duty model used...

Health Care Reform-Does It Affect You?

In a nutshell, YES the law in some way, shape or form will have an impact on you. We are here for you, your family and your business to help you sort through how the law will apply to you or your business. We are licensed to do business with Assurant, Blue Cross Blue Shield of MN, Health Partners, Medica, Preferred One and several other...