Year: 2012

Eight Auto Insurance Myths

  When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some common myths about auto insurance:   Myth 1 – Color determines the price of auto insurance It doesn’t matter if your car is red, green or purple.... Read Article


Severe weather in 2011 resulted in a U.S. record 14 billion-dollar disasters, according to the National Oceanic and Atmospheric Administration (NOAA). Meanwhile, natural disasters accounted for more than $107 billion in insured losses globally, while the catastrophic disasters resulted in more than $434 billion in economic losses, according to an annual report by Aon Benfield.   Severe weather can be particularly disastrous for businesses. In... Read Article

April Is Financial Literacy Month, the Perfect Time to Review Your Insurance Needs

Choosing the Right Type and Amount of Insurance Coverage for Your Life Stage April is Financial Literacy Month and a reminder that major life milestones, as well as significant purchases and home alternations, can affect your insurance needs.   To make the most of your insurance dollars, let us know about major events in your life, such as a marriage, a divorce or the birth... Read Article

The Dangers of Distracted Driving

April is National Distracted Driving Awareness month.  Distracted driving is a dangerous epidemic on America's roadways.  According to the National Highway Traffic Safety Administration (NHTSA), nearly 5,500 people were killed on U.S. roadways in 2009 as a result of distracted driving and an estimated 448,000 people were injured. REQUEST A AUTO INSURANCE QUOTE FROM RC4 INSURANCE AGENCY, LLC Has the following ever happened to you? ... Read Article

Why Are Homeowners Rates Increasing & Coverage Decreasing?

The answer to the questions is "catastrophe losses". Catastrophe losses have been increasing for the last 10 to 15 years.  Thunderstorm/Tornadoes have decimated areas in the Southeast and Midwest. The term “catastrophe” in the property insurance industry denotes a natural or man-made disaster that is unusually severe. An event is designated a catastrophe by the industry when claims are expected to reach a certain dollar... Read Article