Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
7 Factors To Help Nail Down Your Home's Reconstruction Cost
Posted: September 13, 2013
Custom features can add to rebuilding cost. “I could never sell my house for that!” How many times have we heard this said or even said it ourselves? It’s easy to experience sticker shock when we see the value our insurance company wants to place on our home. Calculating replacement cost-or more accurately, reconstruction cost- is often a complicated process, and results can deviate...
Insurance Tips for Back-to-School Time
Posted: August 19, 2013
College is expensive enough without finding out too late that an accident or theft isn’t covered under your current policies. So, as you get your children ready to head off to school in the fall, there’s one vital “to-do” to add to your list (other than writing that tuition check): a review of your insurance coverage. It's important to keep in mind that policy language...
Favorite Vehicles For Thieves
Posted: July 11, 2013
The current boom in the popularity of big pickups is taking place among thieves as well as ordinary buyers. Full-size trucks have the highest insurance claim frequency of any group of vehicles, the insurance industry Highway Loss Data Institute reports. The HLDI claims data cover 2010 through 2012 models. Thieves' favorite: Ford F-250 Super Duty crew-cab with four-wheel drive (4x4). It's a heavy-duty model used...
Health Care Reform-Does It Affect You?
Posted: July 2, 2013
In a nutshell, YES the law in some way, shape or form will have an impact on you. We are here for you, your family and your business to help you sort through how the law will apply to you or your business. We are licensed to do business with Assurant, Blue Cross Blue Shield of MN, Health Partners, Medica, Preferred One and several other...
Catastrophes The Driver Of Higher Homeowners Insurance Rates
Posted: May 23, 2013
NATURAL CATASTROPHES: U.S. If loss trends are similar to the last 20 years expect volatility in homeowners and all property insurance lines rates. Insured natural catastrophe losses in the U.S. totaled $58 billion in 2012 – far above the 2000 to 2011 average loss of $27 billion (in 2012 dollars) according to Munich Re. Hurricane Sandy, which made landfall in New Jersey, became the worst storm...
