Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Does My Homeowners Insurance Policy Cover Against Animal Damage?Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...
Social Media Libel and Defamation: Considerations for You and Your Family
Posted: July 27, 2016
Social media has completely changed the ways in which individuals communicate, and has been a major point of contention among parents given the sheer volume of libel and defamation taking place through the various channels. If you want to protect yourself from potential lawsuits - while also ensuring your children know how to avoid such a fate as well - you need to know how...
Training Employees: 3 Most Important Lessons
Posted: July 15, 2016
One of the most important aspects of enterprise risk management is employee training. When your employees do not understand their responsibilities, how best to complete them, and how their actions will impact the company at large, the chances of experiencing preventable disasters will be inherently higher. Employee training can have profoundly positive impacts that go far past the bounds of risk management, though, including improved...
You Or Your Car: Who Is Insured?
Posted: July 15, 2016
You Or Your Car: Who Is Insured?Auto insurance policies are written in complex legal language and most people will purchase a policy without fully understanding what is actually covered. So if you get in an accident while driving another person's car, will your auto insurance policy cover you? What about while you are driving a rental car? The fact is that each policy is different and typically the liability coverage follows...
Light The Sky, Not Your House This July 4th
Posted: June 30, 2016
Light The Sky, Not Your House This July 4thHamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...
