Category: Business Insurance

The Importance of Key Person Insurance for Small to Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of... Read Article

FAIR WEATHER OR STORMY SKIES? USING CLOUD STORAGE IN BUSINESS

  Business owners once saved and stored their business information on a single computer or series of computers, converting it over from the system of storing paper files in a filing cabinet. Software applications came on disks. Backups of vital documents were stored on physical drives. Today's world, though, is vastly different with the advent of cloud computing for business.  This technology improvement is shaping... Read Article

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, and it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build.... Read Article

Drones: Understanding the Safety & Liability Risks

Unmanned aerial vehicles (UAV) or unmanned aircraft systems (UAS), more commonly referred to as "drones," have become part of the lives of American businesses and consumers. A decade ago these automated, remote-controlled craft were strictly designated for combat, intelligence-gathering or scientific uses by the military and various agencies of the federal government. Now, companies in many different industries employ drones for purposes like photography and... Read Article

Energy Saving Tips for Hot Summer Months

Keeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set... Read Article