Category: Business Insurance

The Importance of Key Person Insurance for a Startup

If you are the founder of a startup, chances are that you and your co-founders live and breathe the business, and without you, the enterprise would not exist. That is why key person insurance is essential for your startup. What Is Key Person Insurance? Think of it as life insurance for your company. While a regular life insurance policy is designed to compensate the spouse... Read Article

Are You Liable for a Cyber Attack?

As more and more aspects of business are carried out and stored using the internet and cloud-based technologies, potentially sensitive information becomes more vulnerable to the threat of cyber attacks and security breaches that take place electronically. Such attacks can be costly, both immediately and in the long term, and unless you specifically have a cyber liability insurance plan, your enterprise could be forced to... Read Article

How Much Commercial Property Insurance Does Your Business Need?

Your commercial property insurance is a critical piece of protection that will safeguard your business against huge financial losses. No matter what industry you are in, you have a multitude of possessions that are of great value. When a break-in, theft, fire, wind event, flood or water damage happens to your business, and you are dealing with equipment that has been stolen, damaged or broken,... Read Article

General Liability Insurance and Why Your Business Needs It

As a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can’t know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when it does. Not only will this coverage protect your financial health when something... Read Article

How Much Ransom Would You Pay for Your Online Information?

  Information security has become one of the gravest threats facing organizations, consumers and government entities in the past decade. RC4 Insurance Agency, LLC understands that virtually all companies have embraced the era of digitization, hackers and malicious parties are relevant risks in every industry and region of the country. Please Consider the following statistics: The 2016 Ponemon cost of data breach report found that... Read Article