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Category: Life Insurance

The Importance Of An Insurance Checkup

Every year, it is advised that you take the time to get an "insurance checkup." Your financial health is an important issue, one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...

Make A Plan For Business Continuation

Make a positive plan to continue your business for future generations. When it comes to business continuation planning, the phrase “you can either fail to plan or plan to fail” certainly applies. As a business owner, you may have created a formal business plan or have done no planning at all. But if you fail to plan your own exit strategy, forces beyond your control...

Life Insurance May Be Cheaper Than You Think

RC4 Insurance Agency, LLC can help you evaluate your life insurance needs and costs. How much does life insurance cost? Probably a lot less than you think. A recent LIMRA study found that 63 percent of consumers polled indicated that life insurance was too expensive, yet 80 percent of consumers overestimate its cost by nearly threefold. LIMRA is a leading insurance and financial services trade...

Mortgage Protection: How It Works & How It Can Save You

Part of the American dream is to own your own home, put down roots, and raise your family. Finding just the right home may take time, but once you find it, the adventure begins. Planning changes to the home, yard, and other improvements is a fun and rewarding experience. Fresh paint, flooring, windows, and other upgrades can completely change the character of your home and can add significant...

Term Life Insurance Facts You Should Know

Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works, as well as the pros and cons of keeping this type of protection in place. That's why we have pulled together some of the basic...