Category: Insurance Claims-Losses-Safety

How Can I Avoid Scams After a Disaster?

If your home was destroyed by a hurricane, wildfire or other disaster, be cautious.  Unfortunately, there are dishonest service providers that prey on disaster victims. They know that people who have lost their homes and valuables may not be thinking clearly. If you have suffered this type of loss, don’t make any rash decisions. Talk to your insurance agent, who may recommend service providers in... Read Article

Another Record Setting Year for Property Claims

2010 was the record year broken.  Higher premiums and coverage reductions are probably next for insurance consumers. Private-Sector Insurers To Pay More Than $32 Billion In Claims From Natural Disasters In 2011 Federal Government Set Record For Disaster Declarations NEW YORK, December 30, 2011—Insurance companies will pay more than $32 billion in claims to help people rebuild homes and businesses damaged or destroyed by natural disasters... Read Article

Get Ready for Another Extreme Winter: Protect homes from water damage. Proper maintenance during winter weather can reduce the risk of damage due to water intrusion

Step 1 Evaluate the risk Protect Pipes from freezing. When pipes burst because they froze or snow accumulation leads to significant water intrusion, your home and contents can suffer significant damage. Even if you live in an area where your home is frequently subjected to sub-zero temperatures and your plumbing system is designed to handle the cold temperatures, loss of power or heat can lead... Read Article

Get Ready for Another Extreme Winter: Winter Maintenance

 Is Your House Properly Winter-Proofed? Good Maintenance Can Prevent Damage to Your Home Winter-Related Disasters Cause Over One Billion Dollars In Losses Annually It can be hard to think about winter-proofing your home when the weather is still mild in many places, but now is the best time to prepare your home. Many winter-related disasters can be prevented if you take a few simple steps... Read Article

Get Ready for Another Extreme Winter: Preventing Roof Collapse

The past two winters have brought record amounts of snowfall across the country, and forecasters are again calling for especially cold and snowy conditions this year.  Avoid costly losses by getting prepared before freezing temperatures set in. PREVENT ROOF COLLAPSE Heavy accumulations of snow, ice and rain can lead to water damage and even roof collapse. Evaluate the risk Guidance for understanding how much snow... Read Article