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6 Things To Know Before Purchasing a Home

Some of life's best memories take place within the four walls of a home. Its comforts may come in a variety of forms, but there's something special about homeownership that renting doesn't quite match. That being said, there are some important things to know when going into the purchase process that can help make everything go as smooth as possible. 1. Buy a house that's...

Insurance for the Small and Medium-sized Business Owner

A Business Owner Policy, or BOP, may be what you need as a small or medium-sized business owner.  A BOP covers your business for property and liability and helps keep your assets safe.  Contact RC4 Insurance Agency, LLC today for additional information and starting your BOP coverage today. Video produced by Russell Productions in NYC in association with the Insurance Information Institute...

May Is Motorcycle Safety Awareness Month

Motorcyclists and motorists must remain alertto assure safety on the roads. Motorcycles made up just 3 percent of all registered vehicles in the United States in 2011, but motorcyclists were 30 times more likely than private passenger occupants to die in a motor vehicle crash and five times more likely to be injured, according to statistics from the National Highway Traffic Safety Administration (NHTSA). The...

Safeguard Valuable Business Records and Papers

Take steps to protect paper documents and records. Even in our electronic, computer-driven world, few businesses can operate without acquiring a number of valuable papers and physical records. Losing them to a fire or natural disaster could seriously affect business operations. Before you have a loss, take steps to protect valuable papers, or consider ways to store copies. You know your specific business needs, but...

Minnesota Insurers May Face Worst Year Ever for Catastrophe Losses in 2010

This is more bad news about the property loss problems in the State of Minnesota. This is an article from BestWire about Minnesota insurance companies’ probable losses in 2010. This is bad news considering Minnesota is already the 3rd worse state for property claims. Expect to see double digit increases on homeowners’ insurance renewals and higher mandatory deductible minimums. OLDWICK, N.J. November 12, 2010 (BestWire) — Unusual...