Category: Personal Insurance

Save Money and Energy by Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs and... Read Article

Pedestrian Death Rate Up By Double Digits

Smartphones have become so ubiquitous, it's hard to think of a scenario where you haven't seen them being used. We Americans have become literally fixated on our phones that we can be seen using them when they should clearly be in a pocket or at least in silent mode - such as when watching a movie in a theater or when riding a bicycle. Unfortunately,... Read Article

Top 5 Rules Of Defensive Driving

In terms of the physical makeup of cars, there's probably never been a safer time to be on the road. From blind spot warning systems to brake assist, advanced features such as these are all designed to help you steer clear of danger and avoid an oncoming crash. But one thing that even the best technology in the world can't change is behavior, as the... Read Article

Life Insurance May Be Cheaper Than You Think

RC4 Insurance Agency, LLC can help you evaluate your life insurance needs and costs. How much does life insurance cost? Probably a lot less than you think. A recent LIMRA study found that 63 percent of consumers polled indicated that life insurance was too expensive, yet 80 percent of consumers overestimate its cost by nearly threefold. LIMRA is a leading insurance and financial services trade... Read Article

Licensed, bonded, insured: What it means to you.

Don’t hesitate to ask your contractor for credentials. You have decided to build or remodel your home or business. This is a big step, both financially and emotionally. Choosing the right contractor to complete this project is also a big decision. Hiring the wrong contractor can lead to cost overruns, delays, substandard work and sometimes even litigation over disputes regarding the timing, quality or cost... Read Article