Category: Homeowner Insurance

Extra Fee For Minnesota Auto & Home Insurance Policyholders

MINNEAPOLIS (WCCO) – Take a close look at your homeowner and auto insurance policies — the cost may be going up. Minnesota lawmakers are considering a bill to add a $5 surcharge on every policy in the state. It’s a way to help restore pensions for firefighters and police officers, but adding $5 to every one of those insurance policies is turning out to be... Read Article

Don’t Get Into a Storage War; Make Sure Your Storage Unit Is Properly Insured

Homeowners Insurance May Provide Off-premises Protection, But Policy Limits Differ Whether you are downsizing to a smaller home, safeguarding heirlooms after a death in the family or just cannot let go of those old mementos, storage units can provide a useful solution for dealing with extra belongings. While storage units may be the answer to de-cluttering your home, adequate insurance coverage is the answer to... Read Article

WHAT COVERAGE IS INCLUDED IN A STANDARD HOMEOWNERS INSURANCE POLICY

A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. 1. The structure of your house This part of your policy pays to repair or... Read Article

Condo Insurance Is Complex

Condo insurance is complex and we can provide useful advice to help get the coverage you need.   Getting insurance for a condo is a lot different from buying a policy for a single-family house, and it can be pretty confusing for many new condo owners, especially when it comes to insuring personal items like furniture or deciding if they need to insure the unit... Read Article

Prevent Dog Bites—And a Lawsuit; Average Cost of Dog Bite Claims Is On the Rise

Prevent Dog Bites—And a Lawsuit; Average Cost of Dog Bite Claims Is On the Rise Dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2011, costing nearly $479 million, according to the Insurance Information Institute (I.I.I.). An analysis of homeowners insurance data by the I.I.I. found that the average cost paid out for dog bite claims was... Read Article