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Category: General Insurance

What Is An Insurance Score

I am not a big fan of insurance scoring but insurance scoring is quickly becoming the insurance industries favorite tool to evaluate risk.  It is important to know how insurance scores are derived and used so everyone can manage credit to their benefit. What Is An Insurance Score An Insurance Bureau Score is a snapshot of a consumer’s insurance risk picture at a particular point...

Why You May Need A Personal Umbrella Policy

With a Personal Umbrella Insurance policy, you get an additional layer of liability coverage beyond that provided by your homeowner's, auto, boat, and recreational vehicle policies. Coverage is usually issued in one million dollar increments. What It Isn't Personal Umbrella Insurance does not provide basic home, auto, boat, or RV coverage. It only kicks in after the limits to these standard policies are exhausted. In...

Personal Property Inventory

Would you be able to remember all your possessions in the event of catastrophic homeowners loss? Most people would say no. Don't make a terrible loss worse. Start a personal property/home inventory today. If making a personal property/home inventory seems to be daunting and expensive help is here with "Know Your Stuff". Know Your Stuff makes creating and updating your home inventory easy. And with...