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Archives: 2016

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

How To Avoid Getting A Flat Tire

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...

Common Personal Insurance Misconceptions

According to numerous sources, a majority of individuals actually never read the entirety of their personal insurance policies. The fact is, if you do not know your insurance policy well, the risk of experiencing a personal finance loss will inherently rise. On the flip side, when you know your coverage, you will be better positioned to avoid a big financial mess. Here are some matters...

Does My Homeowners Insurance Policy Cover Against Animal Damage?

Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...

Social Media Libel and Defamation: Considerations for You and Your Family

Social media has completely changed the ways in which individuals communicate, and has been a major point of contention among parents given the sheer volume of libel and defamation taking place through the various channels. If you want to protect yourself from potential lawsuits - while also ensuring your children know how to avoid such a fate as well - you need to know how...